# BankScanPro — Complete Product Information

> BankScanPro is an AI-powered bank statement converter built by Pure Insight Technology Ltd (Company No. 16181063), a London-based fintech company. It converts PDF bank statements into Excel (XLSX), CSV, QBO, and OFX files with balance and transaction review signals. Visitors can convert one real page and download a basic CSV before creating an account or entering a card.

Last Updated: 2026-07-18

## Product Overview

BankScanPro solves a common pain point for accountants, bookkeepers, and finance professionals: manually re-keying transaction data from PDF bank statements into spreadsheets or accounting software. The AI engine reads complex PDF layouts — including multi-column formats, scanned documents, and image-based PDFs — and outputs clean, structured data ready for import into Excel, Google Sheets, QuickBooks, Xero, or any accounting system.

### How It Works

1. **Preview**: Upload a PDF and convert one real page without an account
2. **Review**: Inspect the extracted rows, detected page count, and result quality
3. **Continue**: Sign in for the one-time first-statement allowance, unlock this statement through guest Checkout, buy reusable pages, or subscribe
4. **Download**: Compare the result with the source, then export an allowed Excel, CSV, QBO, or OFX file

### Core Technology

- AI-powered OCR and document understanding
- Handles native PDFs, scanned PDFs, and image-based statements
- Multi-column layout detection
- Balance validation and reconciliation checks

## Features

### Conversion Capabilities
- **PDF to Excel (XLSX)**: Full formatting with headers, transaction rows, and totals
- **PDF to CSV**: Clean comma-separated output for any spreadsheet application
- **PDF to QuickBooks files**: QBO/OFX output prepared for the import route supported by the destination QuickBooks product and region
- **Page Selection**: Choose specific pages to convert (don't pay for cover pages)
- **Bulk Processing**: Upload and convert multiple statements at once

### Quality & Review
- Output quality varies with statement layout and PDF quality
- Automatic date, amount, and description parsing
- Balance column extraction and validation
- Multi-currency support
- Handles complex layouts including multi-column statements
- Users should review dates, descriptions, amounts, and balances against the source before downstream use
- A privacy-safe synthetic output sample is available at https://bankscanpro.com/resources/sample-bank-statement-output

### QuickBooks Import Scope

- BankScanPro provides QBO/OFX, CSV, and Excel files for controlled, file-based workflows; it is not a native QuickBooks integration
- QuickBooks Online statement and transaction-file support varies by country and product version
- Current US QuickBooks Online guidance includes eligible PDF/image statement uploads, while QuickBooks Desktop documents .qbo for Web Connect bank data
- Users should verify current Intuit instructions, destination account, date range, currency, signs, and duplicate risk before import

### Security & Compliance
- Encrypted HTTPS/TLS transport
- Files encrypted at rest
- Access-controlled processing
- Product analytics excludes account numbers, filenames, balances, and transaction text
- No security certification is claimed without current evidence
- Hosted on Cloudflare's global edge network

### Bank and Market Coverage

**United States**: Named guides include Chase, Bank of America, Wells Fargo, Citibank, US Bank, Capital One, PNC, TD Bank, and Truist.

**United Kingdom**: Named guides include Barclays, HSBC, Lloyds, NatWest, Santander UK, Nationwide, Metro Bank, Monzo, and Revolut.

**Canada**: Named guides include TD Canada Trust, RBC, Scotiabank, BMO, CIBC, National Bank, and Desjardins.

**Australia**: Named guides include Commonwealth Bank, ANZ, Westpac, NAB, and Macquarie.

**Other regions**: Named guides are available for selected institutions in Europe, Ireland, India, and New Zealand. Unlisted layouts can be tested with the free allowance; results must be reviewed against the source.

Full bank directory: https://bankscanpro.com/banks

## Pricing

| Offer | Price | Included use | Best For |
|------|-------|--------------|----------|
| Anonymous proof | $0 | 1 real page every 24 hours | Inspecting real output without an account |
| First statement | $0 | Up to 10 selected pages once per eligible account and device | Completing a first basic CSV/Excel job |
| Statement unlock | $3.99 | One statement up to 25 pages | A single complete job through guest Checkout |
| Page pack | $15 | 100 non-expiring pages | Occasional reusable volume |
| Page pack | $59 | 500 non-expiring pages | Larger reusable volume |
| Starter | $19/month | 200 pages; rollover balance capped at 400 | Regular individual work |
| Pro | $75/month | 3,000 pages; rollover balance capped at 6,000 | High-volume individual work |

The anonymous proof requires no account or card. The first-statement allowance uses Google or Microsoft sign-in. Paid statement unlocks support guest Checkout, and paid customers can claim results by email. Enterprise and API requirements are qualified manually; this release has no self-serve team package.

India v2 remains isolated from global offers: INR 149 for a statement up to 10 pages, INR 299 for a statement up to 25 pages, and INR 499 for a 50-page pack.

Pricing page: https://bankscanpro.com/pricing

## Developer API Private Pilot

The BankScanPro developer API is a private paid pilot and is not generally available.

The `0.9.0-preview` contract proposes:

- `POST /v1/jobs` for asynchronous PDF submission
- job polling and signed terminal webhooks
- canonical JSON transactions with source page and line evidence
- requested and delivered page scope
- validation and review reasons
- explicit `complete`, `partial`, `needs_review`, `failed`, and `cancelled` states
- separately requested CSV, Excel, QBO, or OFX exports when allowed by the delivery decision
- page-based API usage that is separate from web-plan allowances

Public API resources:

- Overview: https://bankscanpro.com/api
- Synthetic sample JSON: https://bankscanpro.com/api/sample
- API security: https://bankscanpro.com/api/security
- Developer contract preview: https://bankscanpro.com/developers
- OpenAPI preview: https://bankscanpro.com/developers/openapi.json
- Pilot application: https://bankscanpro.com/contact/api

## Use Cases

### For Accountants & Bookkeepers
Convert client bank statements into Excel or QuickBooks-compatible files for review instead of manually re-keying every transaction. Process multiple clients' statements in bulk.

### For Lenders & Mortgage Processors
Quickly extract transaction data from applicant bank statements for income verification, cash flow analysis, and underwriting decisions.

### For Property Managers
Convert bank statements to track rent payments, maintenance expenses, and reconcile accounts across multiple properties.

### For Forensic Accountants
Extract and structure transaction data for fraud investigation, litigation support, and financial analysis.

### For Small Business Owners
Stop manually tracking expenses. Convert your bank statements to spreadsheets and get a clear picture of your business finances.

## Free Financial Calculators

BankScanPro provides a suite of free, no-signup financial calculators at https://bankscanpro.com/calculators. Each tool runs entirely in the browser with instant results, full schedules, and shareable links — and pairs naturally with the converter (real figures come from real bank data).

- **Mortgage Calculator** (/calculators/mortgage): Estimates the monthly payment from home price, down payment, rate, and term, including property taxes, homeowners insurance, PMI (when down payment is under 20%), and HOA. Produces a full amortization schedule, principal-vs-interest breakdown, and supports extra monthly payments.
- **Amortization Calculator** (/calculators/amortization): Generates a complete amortization schedule for any loan, showing principal, interest, and remaining balance for every period, with optional extra payments.
- **Loan Calculator** (/calculators/loan): Monthly payment and total interest for personal, auto, and business loans using standard amortization.
- **DSCR Calculator** (/calculators/dscr): Debt Service Coverage Ratio (NOI ÷ debt service) for rental and commercial real estate, with lender-threshold guidance.
- **Bank Statement Loan Income Calculator** (/calculators/bank-statement-income): Estimates qualifying income for self-employed borrowers from 12 or 24 months of deposits using an adjustable expense factor.
- **Cash Flow Calculator** (/calculators/cash-flow): Net monthly and annual cash flow with savings rate.
- **Average Daily Balance Calculator** (/calculators/average-daily-balance): Day-weighted average account balance over a statement period.

## Company Information

- **Company**: Pure Insight Technology Ltd
- **Company Number**: 16181063 (registered in England and Wales)
- **Location**: London, United Kingdom
- **Website**: https://bankscanpro.com
- **Parent Company Website**: https://pureinsight.co
- **Reviews (Trustpilot)**: https://www.trustpilot.com/review/bankscanpro.com
- **Reviews (Capterra)**: https://www.capterra.com/p/10038226/BankScanPro/
- **Climate Commitment**: https://climate.stripe.com/Wud79u

## Competitive Advantages

1. **Proof before commitment**: Convert one real page and download a basic CSV without an account or card
2. **Review signals**: Balance and transaction checks identify output that may need attention
3. **QuickBooks export**: QBO/OFX files prepared for controlled import
4. **Processing workflow**: Automated extraction with timing that varies by file size, page count, layout, and PDF quality
5. **Security controls**: Encrypted transport and storage, access-controlled processing, and analytics separated from statement contents
6. **Multi-region coverage**: Named bank guides across major English-language markets and selected additional regions
7. **Page-level control**: Only convert (and pay for) the pages you need

## Frequently Asked Questions

**Q: How accurate is BankScanPro?**
A: Accuracy varies with statement layout and PDF quality. BankScanPro provides balance and transaction review signals, and users should compare the output with the source before downstream use.

**Q: Is my data safe?**
A: Files are encrypted in transit and at rest, and processing access is controlled. Product analytics excludes statement contents and financial identifiers. No internet service can guarantee absolute security; see the security and privacy pages for the current controls and terms.

**Q: What file formats can I export to?**
A: Excel (XLSX), CSV, and QuickBooks OFX.

**Q: Do I need an account to use BankScanPro?**
A: No account is needed for the one-page proof. Google or Microsoft sign-in is required to claim the one-time first-statement allowance. A result-specific statement unlock can use Stripe guest Checkout, and email claim links are available only after verified payment.

**Q: Can I convert scanned or image-based PDFs?**
A: Yes. BankScanPro's AI handles both native digital PDFs and scanned/image-based documents.

**Q: How long does conversion take?**
A: Processing time varies with file size, page count, statement layout, and PDF quality.

**Q: What banks are supported?**
A: The bank directory contains named guides across the US, UK, Canada, Australia, Europe, and selected additional markets. Unlisted layouts can be tested with the free allowance and should be reviewed against the source. See https://bankscanpro.com/banks.